Tips on Financial Risk Management

Read these tips to get an idea about the important risks that you have to take care of, and how to make the right decisions.


http://tankinlian.com/admin/file.aspx?id=595&PK=6a384d176546102f919ef4fa093d18bf

Medical records on Picasa

I found a good way to store my medical records that may need to be retrieved in the future. I took photos and uploaded them into Picasa. Here is an example of my spectacle prescription that is stored in this manner:

https://picasaweb.google.com/114697964702306407039/SpectaclePrescription?authkey=Gv1sRgCLnN1YLjtrvQTQ#5676484064970023762

I want to encourage people to keep their medical record on Picasa by taking and uploading the photos. This may come in handy, when they need to refer to another doctor needs to see their old medical records.

Google Maps and iPad

On arrival at Colombo Airport, I bought a pre-paid data card for my iPad. It was a great decision. I was able to use Google Maps during my visit to Kandy and also around Colombo. Google Map tells me where I am at any time (using GPS) and allows me to look at the buildings and roads nearby. I was also able to use Internet connection at any place. Steve Jobs had done a great service to mankind in developing the iPhone and iPad and the Maps from Google are also great!

Selling agents

Contributed by Anthony Hobrow


I had an unsolicited telephone call on my mobile from an Indian outfit purporting to represent HSBC, offering me a loan and/or overdraft facility on great terms. Terms that got instantly much better when I said ”no”! I refused to give my details until I had checked these people out with the bank itself. So I emailed my bank and asked if they were genuine agents; I did this in my interests and in the interests of the bank.


The emailed response I got, 3 days later, was “All banks in general engaged 3rd parties to cross sell their credit products. HSBC does so as well. However I am not sure if Efusion Solutions is one of them, as these are arrangement set up by other departments. “


A wholly disgraceful response. (Nb It subsequently turns out that Efusion is a genuine agent).
Always check out unsolicited calls before revealing any personal details.


Anthony Hobrow
Direct Asia

Logic Challenge

How good is your logic? Try these puzzles: http://tankinlian.com/admin/file.aspx?id=379
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Manage your personal risks

Dear Mr.Tan,

I would like to seek your professional advice on getting the coverage. What happen is because my company's insurance has a maximum claim of only $3000.

As this is too little coverage, I thought of getting additional coverage myself.  Please advise what is adequate and which is the cheapest plan.

REPLY

How old are you?

How much are you earning now?

Are you in good health?

You should attend this workshop and learn how to manage your personal risk

http://easyapps.sg/assn/Org/Event.aspx?id=5 

Medical insurance is just one of the risk. There are more important risk for you to take care of.

Cinnamon Lakeside Hotel, Colombo

I am staying at the Cinnamon Lakeside Hotel. The service is excellent. The staff are knowledgeable and helpful. It is the best service that I have experienced in a hotel. Here are some photos of the view from the balcony overlooking Cinnamon Lake and of the breadfast at the executive lounge of the hotel.

I tried Kiri Bath, which is rice baked with coconut. It was delicious.

I had to connect three devices to the wifi network of the hotel. The I.T. staff came to my room to allow the multi-access. He was knowledgeable and got all of them working soon. He also told me what the issue was and how he solved them.He logged into his server to allow access to the 3 devices.